Category Archives: Business Loans

Are you BAS ready?

Posted in: Business Loans, Finance | January 15, 2020 at 2:36 pm , by Urbantech

We can help you access additional funds to stay on top of your ATO obligations! Just a reminder that by 28 February most small businesses need to lodge and pay BAS and super guarantee contributions. With the ATO taking a hard line on missed deadlines, it’s more important than ever...

How to deal with unpaid invoices at the end of the year

Posted in: Business Loans, Finance | December 18, 2019 at 10:14 pm , by Urbantech

The end-of-year period is a busy time of year for everyone, which means that making sure you’re paid on time can be particularly fraught. Invoice too late or don’t follow up a client promptly, and an invoice that could have been paid in mid-December might not hit your business’s bank...

Making the most of the seasonal ups and downs

Posted in: Business Loans, Finance | December 18, 2019 at 3:58 pm , by Urbantech

“Strike while the iron is hot” – it’s an old adage, but holds a lot of truth. So, how do you make the most of the ups of seasonal business? And what can you do during the down times to set you up for peak success? Know what’s coming For...

How best to spend your small business’s time – and money – over the summer period

Posted in: Business Loans, Finance | December 18, 2019 at 3:28 pm , by Urbantech

Whether your business is slowing down or gearing up as this year comes to a close, it’s smart to get those loose ends tied up and some plans in place, so you’re entering the new year ready to go. Here are six things you can do pre-2020 that could help...

The benefits of decoupling personal and business finance

Posted in: Business Loans, Finance | November 30, 2019 at 12:01 pm , by Urbantech

Is your business and personal finance wrapped up together? If so, now might be the time to consider ‘decoupling’. Access to funding is critical for many small businesses. And, the reality is that traditional lenders don’t typically lend to businesses who don’t have an extensive trading history. As a consequence,...

When timely access to funding makes a difference

Posted in: Business Loans, Finance | November 20, 2019 at 11:13 am , by Urbantech

At this time of year, many small businesses are starting to think about gearing up in readiness for the next few months as we head towards one of the busiest times of the year – the Summer holiday period. Yet many plans require an injection of funds which may not...

Are you BAS ready?

Posted in: Business Loans, Finance, Loan Hub | October 17, 2019 at 2:53 pm , by Urbantech

We can help you access additional funds to help stay on top of your ATO obligations? Just a reminder that by 28 October most small businesses need to lodge and pay BAS and super guarantee contributions. With the ATO taking a hard line on missed deadlines, it’s more important than...

A Simple Guide To Small Business loans

Posted in: Business Loans, Finance, Loan Hub | September 21, 2019 at 3:20 pm , by Urbantech

Most small businesses use finance when they’re starting out. Access to finance can also help you manage your cash flow, cover unexpected expenses and purchase the equipment you need to grow. Different loans are designed for different circumstances so it’s important to find one that meets your needs in a...

How asset finance can help your business grow

Posted in: Business Loans, Car Loans, Finance, Home Loans, Loan Hub, Urbantech Updates | September 21, 2019 at 3:11 pm , by Urbantech

As a business owner, it’s likely you have no shortage of competing demands on your capital. In your quest for growth, you might want to hire additional staff, move to bigger premises, increase production capacity, diversify your product range or spend more on marketing. Using traditional loans or cash to...

The Small Business Owner’s Definitive Guide To Equipment Finance

Posted in: Business Loans, Car Loans, Finance, Loan Hub | September 20, 2019 at 3:11 pm , by Urbantech

Small businesses can always benefit from an upgrade to existing equipment or from purchasing the very latest technology or machinery. However, the reality is that many business owners simply don’t have enough working capital to consider an outright purchase – making equipment finance an advantageous option. Even if you can...

Cheap, fast and easy unsecured finance for business owners…

Posted in: Business Loans, Finance | August 22, 2019 at 2:16 pm , by Urbantech

Are you looking for additional funds to help with cash flow or to grow your business this financial year? Did you know we have access to a panel of Australia’s leading lenders to small business, across more than 700 industries. Unlike the big banks, applying for a loan through one...

Beyond the basics: Advanced implications of Single Touch Payroll for SMBs

Posted in: Business Loans, Finance, Loan Hub | June 12, 2019 at 10:38 pm , by Urbantech

With Single Touch Payroll [STP] on the horizon for all Australian businesses, it will have different implications for different owners. We spoke to the experts from the Australian Taxation Office [ATO] about some of the advanced elements of STP… For some, it will mean little more than hitting an extra...

Single Touch Payroll: What is it and what changes will it bring?

Posted in: Business Loans, Finance, Loan Hub | June 12, 2019 at 10:28 pm , by Urbantech

The arrival of Single Touch Payroll is being described as the biggest revolution in tax since the GST was introduced in July 2000. But wrapping your head around how it all works can seem challenging from the outside. We spoke to the experts from the Australian Taxation Office [ATO] about...

How small businesses can benefit from the $30K instant asset write-off

Posted in: Business Loans, Finance | June 12, 2019 at 10:00 pm , by Urbantech

This year’s Federal Budget raised the instant asset write-off level for businesses to $30K. So, what difference does it make and how can small businesses maximise its impact? We explain… As a small business owner, you’ll know only too well that spending money on new assets is always a carefully...

Don’t miss this great tax time opportunity…

Posted in: Business Loans, Finance | May 9, 2019 at 1:43 pm , by Urbantech

Get an immediate tax deduction on eligible asset purchases this EOFY If you’ve been thinking about making an investment to help grow your business, now might be a good time. With small businesses being able to claim an immediate tax deduction on all eligible asset purchases of up to $20,000...

Unsecured Business Loans – Borrow $5,000 – $250,000 with no financials…

Posted in: Business Loans, Finance | May 3, 2019 at 3:29 pm , by Urbantech

EOFY SPECIAL – NO REPAYMENTS UNTIL 1 JULY 2019^ Unsecured Business Loans – Borrow $5,000 – $250,000 with no financials… End of financial year can be a stressful time for small businesses, so we want to make it easier for you to get the funds you need at this busy...

Fast working capital to grow your business!

Posted in: Business Loans, Finance | December 11, 2018 at 3:15 pm , by Urbantech

Are you ready for the busiest sales period of the year? As Christmas approaches, access to fast working capital can mean the difference between finishing the year on a high or a low. The good news is we’ve just added two new lenders to our panel of unsecured business loan...

Business loans with nothing to pay for 4 weeks…

Posted in: Business Loans, Finance | June 14, 2018 at 11:21 am , by Urbantech

OFFER ENDS SOON – Borrow today with no repayments for 4 weeks! If you need between $5,000 and $250,000 to take advantage of an opportunity, grow your business or support cash flow, now’s a great time for action. Because if you apply for finance, and settle by 30 June, you’ll...

Unsecured Business Loans – No assets or financials required.

Posted in: Business Loans, Finance | May 17, 2018 at 1:49 pm , by Urbantech

Borrow $5K – $100K and make no repayments for 4 weeks! Give your business a boost with an Unsecured Small Business Loan. Until recently the only way to get funding for your business was to put your house on the line and wait weeks for a bank to assess and...

Low doc business loans – borrow $5K – $100K…

Posted in: Business Loans, Finance | May 10, 2018 at 11:52 am , by Urbantech

Easy access to funds to help you grow your business! Quick and easy access to finance is one of the biggest challenges facing small businesses at the moment. If you’ve ever applied for equipment asset finance, factoring, traditional business loans, second mortgages or an overdraft you’ll know it can be...