Updated: Friday, April 28th, 2017
Current Variable & Fixed Rates
We’re always on the hunt for the very best home loan deals in the market – here’s what we’ve got for you today;
|Variable Rate||1 Yr Fixed Rate||2 Yr Fixed Rate||3Yr Fixed Rate||4 Yr Fixed Rate||5 Yr Fixed Rate|
|3.81% CR||4.22% CR||4.23% CR||4.26% CR||4.50% CR||4.56% CR|
Find out how much you can save now…
Compare your current loan with one of our low interest rates above to see how much you can save, then call 08 8451 1500 or request an appointment online so we can help you refinance to a cheaper loan.
Note: For ease of use simply alter the ‘ongoing rate’ section and just enter $0 for the upfront fees, ongoing fees, intro rate, intro term fields. You can also access a range of other useful financial calculators here
* The variable rates and fixed rates listed on this page are for new principal & interest loan applications above $200,000 with an LVR less than or equal to 80%. Interest rates are correct at time of publishing, however rates are subject to change at any time. Lending terms and conditions apply. Please contact us for more details.
^ Combo Home Loans – a loan where you can fix up to 50 per cent of your loan and also have the flexibility of having a portion of the loan as a variable rate. All rates apply to the fixed rate portion of the combo loan offering. For more information on how you can receive interest rate discounts by combining fixed and variable rate loans please contact us.
CR = Comparison Rate: The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Best Rate Home & Investment Loans…
Competitive variable and fixed rates on all Adelaide home & investment loans!
Urbantech has access to an exclusive range of flexible, easy to understand and highly competitive home loans with great service and response times. Our flexible and innovative solutions cater for all borrowers, from self employed people with minimal paperwork to fully verified PAYG loans.
For example, you could save $104,000# in interest on a $350,000 loan just by switching over to our bank-beating loan product. The larger your home loan and interest rate the bigger the savings will be!
What makes this product even better is there are NO hidden fees or charges! In fact, these loans have no upfront and ongoing fees and all the loans are jam-packed with market leading features;
- Very low interest rate
- Purchase, refinance [including debt consolidation] or construction
- No application fee – limited time offer! [save $700]
- No ongoing fees or account keeping fees
- Interest only for up to 10 years
- Line of Credit option also available with interest capitalisation
- Additional payments can be made any time
- No minimum redraw with access to funds at no cost via any NAB or rediATM
- Ideal for home owners/investors wanting minimise their interest costs
# Savings are based on refinancing a $350,000 loan to a new rate that is 0.40% cheaper and using the monthly savings to make additional payments into the new loan.
Low Deposit / High LVR Loans…
Borrow 95% plus get an additional $20k to spend as you like!
Urbantech prides itself on sourcing the best possible finance options for clients. Currently one of our lenders will let you borrow 95% of a property’s purchase price plus give you an extra $20,000 in the form of a credit card with an interest rate equal to your home loan!
Best of all you can use the additional $20k as you wish – to pay for your settlement costs, renovations to your property [increasing its value!], or towards buying some new furniture. And remember if you are a first home buyer you will be able to access the first home owners grant [FHOG].
Here are some of the loans great features;
- True 95% LVR [lenders mortgage insurance is added on top of the loan amount]
- Purchases or construction [including house & land packages!]
- Fixed or variable with 100% offset account option
- No monthly or annual fees
- FHOG may be able to be used at land settlement on construction loans.
- Secured visa credit card facility of up to $20,000 at home loan rates!
- Ideal for new home owners or renovators with limited funds
For more info on these great deals give us a call on 08 8451 1500
Book a Free Finance & Wealth Evaluation
Looking for a total finance and wealth solution but not sure where to start?
Don’t worry just book in your free Finance & Wealth Evaluation [valued at $330] and have an expert assess which of the services might be of benefit for your circumstances.
To request an appointment click here