Category Archives: Business Loans

Getting what you need to get ahead: asset finance explained

Posted in: Business Loans, Finance, Loan Hub | October 20, 2020 at 11:52 am , by Urbantech

In business, growth is often the goal. But for many businesses, expansion means needing new equipment, vehicles, machinery or technology – and that all costs money. Asset finance can help reduce the initial outlay, while your business gets what it needs to scale. Here are some key things to consider...

Loans to help your business move forward!

Posted in: Business Loans, Finance | October 2, 2020 at 7:43 pm , by Urbantech

Grow your business with an Unsecured Business Loan… Getting a business loan use to be a long and complex process. Applying through a traditional bank meant providing a mountain of paperwork, including a detailed business plan. And you’d still have little chance of being approved – remarkably recent research shows...

Offer Buy Now, Pay Later terms to your business customers!

Posted in: Business Loans, Finance, Urbantech Updates | September 1, 2020 at 1:05 pm , by Urbantech

XpressPAY = Make more sales, more often for your business… XpressPAY is a better way for your business customers to buy now and pay later, helping you sell more, more often. As an XpressPAY merchant you’ll be able to offer customers credit from $500 to $250,000 with interest-free and repayment-free terms of...

Instant Asset Write-Off + Coronavirus SME Guarantee Scheme…

Posted in: Business Loans, Finance, Home Loans | June 2, 2020 at 12:57 pm , by Urbantech

Claiming the Instant Asset Write-Off of up to $150,000 One of the best tax breaks for small to medium sized business is the instant asset write-off, which is a great way for businesses to acquire capital assets and obtain an immediate tax deduction. As part of the Federal Government’s recent...

A small business breakdown of the government’s economic stimulus

Posted in: Business Loans, Finance, Market Updates, News Alerts | April 2, 2020 at 10:13 am , by Urbantech

In response to the economic impact of the coronavirus, the Australian Government has introduced a number of stimulus packages to assist small and medium businesses. The measures include cash flow boosts of up to $100,000 for businesses with employees, wage subsidies for apprentices and trainees as well as the recently...

COVID-19 – Your financial options during these uncertain times…

Posted in: Business Loans, Car Loans, Finance, Home Loans, Market Updates, News Alerts, Personal Loans, Property Investment | March 19, 2020 at 1:38 pm , by Urbantech

Updated: Attempts to control the COVID-19 outbreak through social distancing, including strict lockdown measures, are having a dramatic effect on our everyday lives. The purpose of this post is to let you know about a range of financial options and practical strategies available to you in this challenging economic environment....

Good debt vs bad debt

Posted in: Business Loans, Finance, Loan Hub | February 27, 2020 at 10:18 pm , by Urbantech

In Australia, debt is often considered a dirty word. But for many businesses, debt is a healthy way to grow and flourish. Here’s how to distinguish good debt from bad debt. One way to think about debt is like fat in a diet – there are types of debt that...

Are you BAS ready?

Posted in: Business Loans, Finance | January 15, 2020 at 2:36 pm , by Urbantech

We can help you access additional funds to stay on top of your ATO obligations! Just a reminder that by 28 February most small businesses need to lodge and pay BAS and super guarantee contributions. With the ATO taking a hard line on missed deadlines, it’s more important than ever...

How to deal with unpaid invoices at the end of the year

Posted in: Business Loans, Finance | December 18, 2019 at 10:14 pm , by Urbantech

The end-of-year period is a busy time of year for everyone, which means that making sure you’re paid on time can be particularly fraught. Invoice too late or don’t follow up a client promptly, and an invoice that could have been paid in mid-December might not hit your business’s bank...

Making the most of the seasonal ups and downs

Posted in: Business Loans, Finance | December 18, 2019 at 3:58 pm , by Urbantech

“Strike while the iron is hot” – it’s an old adage, but holds a lot of truth. So, how do you make the most of the ups of seasonal business? And what can you do during the down times to set you up for peak success? Know what’s coming For...

How best to spend your small business’s time – and money – over the summer period

Posted in: Business Loans, Finance | December 18, 2019 at 3:28 pm , by Urbantech

Whether your business is slowing down or gearing up as this year comes to a close, it’s smart to get those loose ends tied up and some plans in place, so you’re entering the new year ready to go. Here are six things you can do pre-2020 that could help...

The benefits of decoupling personal and business finance

Posted in: Business Loans, Finance | November 30, 2019 at 12:01 pm , by Urbantech

Is your business and personal finance wrapped up together? If so, now might be the time to consider ‘decoupling’. Access to funding is critical for many small businesses. And, the reality is that traditional lenders don’t typically lend to businesses who don’t have an extensive trading history. As a consequence,...

When timely access to funding makes a difference

Posted in: Business Loans, Finance | November 20, 2019 at 11:13 am , by Urbantech

At this time of year, many small businesses are starting to think about gearing up in readiness for the next few months as we head towards one of the busiest times of the year – the Summer holiday period. Yet many plans require an injection of funds which may not...

Are you BAS ready?

Posted in: Business Loans, Finance, Loan Hub | October 17, 2019 at 2:53 pm , by Urbantech

We can help you access additional funds to help stay on top of your ATO obligations? Just a reminder that by 28 October most small businesses need to lodge and pay BAS and super guarantee contributions. With the ATO taking a hard line on missed deadlines, it’s more important than...

A Simple Guide To Small Business loans

Posted in: Business Loans, Finance, Loan Hub | September 21, 2019 at 3:20 pm , by Urbantech

Most small businesses use finance when they’re starting out. Access to finance can also help you manage your cash flow, cover unexpected expenses and purchase the equipment you need to grow. Different loans are designed for different circumstances so it’s important to find one that meets your needs in a...

How asset finance can help your business grow

Posted in: Business Loans, Car Loans, Finance, Home Loans, Loan Hub, Urbantech Updates | September 21, 2019 at 3:11 pm , by Urbantech

As a business owner, it’s likely you have no shortage of competing demands on your capital. In your quest for growth, you might want to hire additional staff, move to bigger premises, increase production capacity, diversify your product range or spend more on marketing. Using traditional loans or cash to...

The Small Business Owner’s Definitive Guide To Equipment Finance

Posted in: Business Loans, Car Loans, Finance, Loan Hub | September 20, 2019 at 3:11 pm , by Urbantech

Small businesses can always benefit from an upgrade to existing equipment or from purchasing the very latest technology or machinery. However, the reality is that many business owners simply don’t have enough working capital to consider an outright purchase – making equipment finance an advantageous option. Even if you can...

Cheap, fast and easy unsecured finance for business owners…

Posted in: Business Loans, Finance | August 22, 2019 at 2:16 pm , by Urbantech

Are you looking for additional funds to help with cash flow or to grow your business this financial year? Did you know we have access to a panel of Australia’s leading lenders to small business, across more than 700 industries. Unlike the big banks, applying for a loan through one...

Beyond the basics: Advanced implications of Single Touch Payroll for SMBs

Posted in: Business Loans, Finance, Loan Hub | June 12, 2019 at 10:38 pm , by Urbantech

With Single Touch Payroll [STP] on the horizon for all Australian businesses, it will have different implications for different owners. We spoke to the experts from the Australian Taxation Office [ATO] about some of the advanced elements of STP… For some, it will mean little more than hitting an extra...

Single Touch Payroll: What is it and what changes will it bring?

Posted in: Business Loans, Finance, Loan Hub | June 12, 2019 at 10:28 pm , by Urbantech

The arrival of Single Touch Payroll is being described as the biggest revolution in tax since the GST was introduced in July 2000. But wrapping your head around how it all works can seem challenging from the outside. We spoke to the experts from the Australian Taxation Office [ATO] about...