Category Archives: Property Investment

What are the extra costs of buying a home

Posted in: Finance, Home Loans, Loan Hub, Property Investment | July 5, 2021 at 11:56 am , by Urbantech

Application & establishment fees, stamp duty + more. When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders charge a...

Rentvesting – enter the property market without sacrificing your lifestyle

Posted in: Finance, Home Loans, Loan Hub, Property Investment | April 26, 2021 at 2:39 pm , by Urbantech

As property prices continue to rise, purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still...

Property Investing Preparation Checklist

Posted in: Finance, Home Loans, Loan Hub, Property Investment | March 26, 2021 at 1:30 pm , by Urbantech

Investment in real property, such as residential real estate, is likely to be a lengthy process and one that usually involves a plan for the long term. To ensure you have considered what is required before making the big purchase, we’ve outlined steps you need to take in that process....

What do I need to know about debt consolidation?

Posted in: Finance, Home Loans, Loan Hub, Property Investment | February 15, 2021 at 4:11 pm , by Urbantech

Not to confuse it with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary. You might end up paying more in the long term and/or reduce the equity in...

When would I refinance my mortgage?

Posted in: Finance, Home Loans, Loan Hub, Property Investment | January 25, 2021 at 3:58 pm , by Urbantech

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia...

How COVID-19 has impacted on Australia’s property market

Posted in: Home Loans, Loan Hub, Property Investment | December 1, 2020 at 1:53 pm , by Urbantech

The RBA’s September announcement that the interest rate remains unchanged comes as no surprise. After all, RBA Governor Philip Lowe told parliament last month that he expects the current record low 0.25% interest rate to stay in place for three years. Low rates have long-term implications, but in the meantime,...

The best of both worlds: mixed use property investment

Posted in: Finance, Home Loans, Loan Hub, Property Investment | April 28, 2020 at 3:47 pm , by Urbantech

Mixed use properties offer a way to invest in both the residential and commercial property markets. While commercial loans often have higher interest rates than a home loan, the current low-rate environment and high rates of return could mean now’s your time to consider the pros and cons of mixed...

COVID-19 – Your financial options during these uncertain times…

Posted in: Business Loans, Car Loans, Finance, Home Loans, Market Updates, News Alerts, Personal Loans, Property Investment | March 19, 2020 at 1:38 pm , by Urbantech

Updated: Attempts to control the COVID-19 outbreak through social distancing, including strict lockdown measures, are having a dramatic effect on our everyday lives. The purpose of this post is to let you know about a range of financial options and practical strategies available to you in this challenging economic environment....

What to know for a hassle-free settlement day

Posted in: Finance, Home Loans, Loan Hub, Property Investment | October 28, 2019 at 1:23 pm , by Urbantech

If you are buying or selling a property, the settlement period is when you will deal with finances and paperwork to legally transfer ownership of the property. Your financial and legal reps will handle the hard stuff but knowing what is involved is key to a smooth settlement. Here we...

Four questions every property buyer should ask their real estate agent

Posted in: Loan Hub, Property Investment, Property Sales | October 28, 2019 at 12:10 pm , by Urbantech

If you are buying a new home or investment, chances are you will be attending a lot of open houses and meeting a lot of real estate agents. Finding the right property involves time and research, so you will need to ask the right questions to ensure you are making...

Five Things You Need To Know Before Becoming A Rentvestor

Posted in: Finance, Home Loans, Loan Hub, Property Investment | September 21, 2019 at 2:33 pm , by Urbantech

Rentvesting – renting a property to live in while owning one or more investment properties – is becoming an increasingly popular way for Australians to get a foot on the property ladder. According to Property Investment Professionals of Australia (PIPA)1, 36% of first homebuyers opted to invest in property and...

Four Things To Consider Before Buying Off-The-Plan

Posted in: Finance, Home Loans, Loan Hub, Property Investment | September 21, 2019 at 2:24 pm , by Urbantech

Buying a property that is yet to be built is a popular strategy, particularly for first-time homebuyers. It offers the potential for stamp-duty savings, time to save more for the deposit, and, of course, the opportunity to move into a brand-new home. While the glossy brochures and artists’ impressions can...

Adelaide house prices continue to rise…

Posted in: Property Investment, Property Sales | March 20, 2019 at 11:26 am , by Urbantech

While the broader media continues to focus on the house price falls in a number of Australia’s capital cities [mostly Melbourne and Sydney and to a lesser extent Perth and Darwin] industry analysts and those in the know have been turning their attention to the Adelaide property market. Here’s what...

Adelaide tipped to lead the national property market…

Posted in: Property Investment | January 22, 2019 at 3:10 pm , by Urbantech

Often under-rated by its more fancied east-coast counterparts, the Adelaide property market is starting to get the attention it deserves, with savvy investors taking notice of the improving SA economy and its pipeline of major projects and events which continue to drive demand for residential real estate. The Adelaide market...

Brisbane is next to boom, say investment experts…

Posted in: Market Updates, Property Investment | November 21, 2018 at 11:23 pm , by Urbantech

We’ve been saying it for a while so it’s great to see the ‘experts’ agreeing – if you’re searching for the next property hotspot look no further than Brisbane, and to a lesser extent Adelaide. Unlike its eastern state counterparts, Brisbane has only experienced marginal house price growth over the...

Property Investment Update

Posted in: Market Updates, Property Investment, Property Sales | July 17, 2018 at 11:48 pm , by Urbantech

Market news, property investment opportunities and more… It’s always a good time to buy property somewhere in Australia. You just need to know where to look and what to buy. Due to the cyclical nature of property markets there are always areas moving in and out of growth phases. At...

Cash flow positive [+$220pw] investment property in high rowth area…

Posted in: News Alerts, Property Investment | April 30, 2018 at 11:29 pm , by Urbantech

Market news, property investment opportunities and more… The property market continues to offer up exciting opportunities for those looking to develop financial freedom through long term investment – you just need to know where to look to find the right deals. Here’s a selection of our current investment options, including...

The NEW Depreciation laws have arrived!

Posted in: Finance, Home Loans, News Alerts, Property Investment | November 23, 2017 at 2:18 pm , by Urbantech

Proposed changes to property depreciation legislation have been passed… We recently wrote an article about one of the most significant changes to property depreciation legislation in more than 15 years. On Wednesday 15th November, Parliament passed the Treasury Laws Amendment [Housing Tax Integrity] Bill 2017 with the Bill now legislation....

From broke to financailly free with just 4 properties?

Posted in: Finance, Home Loans, Property Investment | November 17, 2017 at 3:18 pm , by Urbantech

…it’s all revealed in The Smarter Finance & Wealth Creation Guide! If you’re anything like me you probably download a lot of eBooks and guides and then never get around to reading them! BTW here’s the download link again in case you haven’t grabbed your copy yet; >> www.urbantechgroup.com.au/propertyebook The...

What did you think of our new eBook?

Posted in: Finance, Home Loans, Property Investment | November 1, 2017 at 4:34 pm , by Urbantech

The NEW Smarter Finance & Wealth Creation Guide… Did you get a chance to read our updated property investing eBook? The one where we show you how to get out of ‘bad’ debt and build a passive retirement income of at least $83,200 pa by buying only 4 average-priced properties!...